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CheckA check is a written order by an account holder to his bank to pay a certain sum of money to the payee. A check is not legal tender.
Crossed CheckA check that has two lines across it to denote that it must be paid into a bank account.
Cash Check A check that can be redeemed for cash at a bank. The bank generally has to be the account holder s bank.
Bounced Check A check that the bank refuses to pay because of insufficient funds in the customer s account. Also called a bad or dishonored check.
Clearance PeriodThe number of days required to settle a check deposited into an account. Generally 3 to 4 days.
DrawerThe account holder or the person who signs the check.
DraweeThe bank that is going to pay the amount of money specified on the check. PayeeThe person named to receive the check. |
支票账户持有人要求银行支付一定金额给收款人的书面命令。支票不是法定清偿。
划线支票支票上加了两条平行线，表示必须存入某个银行账户。
现金支票可以在银行兑换现金的支票。银行通常为账户持有人银行。
空头支票银行由于客户账户上资金不足而拒绝支付的支票。也被称为不良支票。
偿付期限偿付支票并将金额存入账户需要的天数。通常为3到4天。
出票人签署支票的账户持有人。
付款人将支付支票上确定的金额的银行。
收款人接受支票的人。 |