Y 养老基金 pension fund 一刀切 universal application.non-discretionary implementation 一级谐?primary market 应收未收利息 overdue interest 银行网点 banking outlets 赢利能力 profitability 营业税 business tax 硬贷款（商业贷款） commercial loans 用地审批 to grant land use right 有管理的浮动汇率 managed floating exchange rate 证券投资 portfolio investment 游资（热钱） hot money 有市场的产品 marketable products 有效供给 effective supply 诱发新一轮经济扩张 trigger a new round of economic expansion 逾期贷款 overdue loans.past-due loans 与国际惯例接轨 to become compatible with internationally accepted 与国际市场接轨 to integrate with the world market 预算外支出（收入） off-budget (extra-budgetary) expenditure (revenue) 预调 pre-emptive adjustment 月环比 on a month-on-month basis. on a monthly basis Z 再贷款 central bank lending 在国际金融机构储备头寸 reserve position in international financial institutions 在人行存款 deposits at (with) the central bank 在途资金 fund in float 增加农业投入 to increase investment in agriculture 增势减缓 deceleration of growth.moderation of growthmomentum 增收节支措施 revenue-enhancing and expenditure control measures 增长平稳 steady growth 增值税 value-added tax (VAT) 涨幅偏高 higher-than-desirable growth rate.excessive growth 账外账 concealed accounts 折旧 depreciation 整顿 retrenchment.consolidation 政策工具 policy instrument 政策性业务 policy-related operations 政策性银行 policy banks 政策组合 policy mix 政府干预 government intervention 证券交易清算 settlement of securities transactions 证券业务占款 funding of securities purchase 支付困难 payment difficulty 支付能力 payment capacity 直接调控方式向 to increase the reliance on indirect policy instruments 间接调控方式转变职能转换 transformation of functions 职业道德 professional ethics