division of labor 劳动分工 commodity money 商品货币来源：考试大 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产来源：考试大 the liquidity scale 流动性指标 real estate 不动产来源：考试大 checking accounts,demand deposit,checkable deposit 活期存款 time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单 money market mutual funds 货币市场互助基金 repurchase agreements 回购协议来源：考试大 certificate of deposits存单 bond 债券来源：考试大 stock股票 travelers checks 旅行支票 small-denomination time deposits小额定期存款来源：考试大 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议来源：考试大 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段来源：考试大 a store of value储藏手段 a standard of value价值标准