39. At the Foreign Exchange When you go abroad， what s the thing you need most？ Money， of course！ You ll need to go to the bank to buy some traveler s checks. Then when you arrive at your destination， you ll have to go to a bank to cash the checks. Every bank has a foreign exchange department. However， you ll have to speak with the teller in English because he or she will probably not understand Chinese. You should， therefore， brush up on some of the words and phrases that are commonly used when changing money at a bank. For example， you might want to know what the day s exchange rate is， or if there are any handling charges， etc. worried？ Don t be. Our next lesson will give you a good idea of what you need to say and how to say it.