PETS全国职称英语等级考试样题—(财经类)9

文章作者 100test 发表时间 2007:04:01 09:27:19
来源 100Test.Com百考试题网


Passage 2
  Insurance in respect of the property will be effected by the Society
  in accordance with the Rules and the mortgage conditions with such insurance
  companies as the Society may determined. The Society has a wide experience of
  insurance companies and of the terms offered by their policies, and places
  insurance with many companies who are able to provide the cover which and if so
  please contact immediately the Branch Office to which you submitted your
  application for loan, and so long as that company and its terms are acceptable
  to the Society cover will be arranged accordingly. If you should suggest a
  company and it is not one with which the Society does business you will be
  informed and offered a choice of other companies. You may request a change of
  insurance company at any time during the life of the mortgage. If your mortgage
  is under the endowment (损赠) scheme or supported by an insurance guarantee or
  if the documents of title specify the company to be used it may not be possible
  to accept your choice.
  The initial sum insured will be the figure shown under the
  heading "Amount of Property Insurance" in the Details of Loan. This figure is
  the amount recommended by the Society’s valuer (估价者), as his estimate of the
  replacement cost of the building at the date of valuation, unless some other
  amount has been agreed in writing between you and the Society. No guarantee is
  given or implied that the amount of insurance will cover complete loss.
  You are reminded that the market value of your property bears no
  relationship to the cost of replacement. The amount for which property is
  insured therefore represent not less than the cost, at the time of repair or
  replacement, of rebuilding all the property covered in the same materials,
  form, style and condition as when it is new. It should also include any
  architects, surveyors and legal fees which may be payable, and any costs which
  may be incurred in complying with the requirements of the Local authority and
  in removing debris (碎片), etc. The term "property" includes domestic
  outbuilding, garages, walls, landlords’ fixtures (固定装置) and furniture, etc.
  But excludes the value of the land.
  The market value of house is therefore likely to be less than the
  cost of rebuilding, especially if the property is elderly (年久的). Even if the
  property is recently built, the work involved in reinstatement (复原) will be
  more expensive than the building cost which can be achieved by a builder
  building on an estate basis.
  41. The passage appears to be from __________.
  ○A. an advertisement
  ○B. an information booklet
  ○C. a newspaper article
  ○D. a formal speech
  42. The tone of this passage could best be described as ___________.
  ○A. academic
  ○B. formal
  ○C. light-hearted
  ○D. subjective
  43. According to the passage if the customer suggests an insurance company
  ________.
  ○A. it is impossible to change that company later on
  ○B. the Building Society will provide a list of alternative companies
  ○C. the Building Society will not accept responsibility for the policy
  ○D. the Building Society may not be able to agree to that company
  44. The passage states that when you insure your property _________.
  ○A. you should not take the land value into account
  ○B. you should use the market value as a guide
  ○C. you should take the advice of your Local Authority
  ○D. garages and garden sheds are not usually included
  45. The passage implies that rebuilding a property costs more than its market
  value __________.
  ○A. only if the property is old
  ○B. particularly if the property is new
  ○C. whatever the age of the property
  ○D. because of rising building costs

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